Tell your Senators to pass the "Helping Families Save Their Homes in Bankruptcy Act"

One out of fifty children are now homeless and these numbers are only expected to worsen as 2.4 million families are projected to lose their homes this year. Take action now to keep families in their homes. The "Helping Families Save Their Homes in Bankruptcy Act" will both help homeless children and our economy.

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As a member of MomsRising.org, I am deeply concerned about the epidemic of home foreclosures that continues to devastate families, neighborhoods, and our entire economy. One in fifty children is now homeless and these numbers are only expected to worsen as 2.4 million families are projected to lose their homes this year. Today an unreasonable rule prevents homeowners from even the possibility of saving their homes through the court system. This is an urgent request to stop foreclosures and stabilize the economy by allowing distressed homeowners, as a last resort, access to loan modifications through the courts. I strongly urge you to support the "Helping Families Save Their Homes in Bankruptcy Act of 2009" (S. 61).

This legislation has the support of Citigroup, one of America's largest mortgage lenders, and concerned mothers and fathers across the nation.

It is morally wrong that court-supervised loan modifications are available for owners of big corporations, commercial real estate, and even families with vacation properties, but are denied to families on the verge of losing their only home. The proposed legislation would not excuse families from paying their mortgage. It would simply give judges the authority to modify unaffordable loans when homeowners have exhausted other options for avoiding foreclosure. Allowing distressed homeowners access to the court system will help protect the property values of ALL homeowners, and it will not cost American taxpayers a single dime!

Please stand up for the children and families in our state and across the country by using your voice and your vote to give your full support to this legislation.

Thank you for your consideration.

Sincerely,